Our company takes seriously the protection of your personal and financial
information. Our goal is to respond to your inquiries and to provide products,
services and other information you request. This Information Sharing Policy
explains: The types of information we may collect about you; the types
of information we may disclose to third parties; and how we protect the
nonpublic personal information we collect about you. The types of information
we may collect about you
We may collect nonpublic personal information about you from the following
sources:
- Information we receive from you on applications or other forms, such
as your name, address, telephone numbers, e-mail address, birth date,
social security number, income, and employment history.
- Information about your previous transactions with us or others, such
as your account balances, payment history, and your credit worthiness.
- Information we receive from your consumer credit reports, such as
your credit score and credit history.
- Representations made by you to us, such as your employment history,
account balances, payment history, and your relationships with other
persons or entities that you have listed as references.
- Information we collect or that you provide to us when you visit our
web site, such as your name, address, telephone numbers, and e-mail
addresses. If you request e-mail contact from us or send us e-mail,
we may retain your e-mail address and the messages themselves; we may
also utilize "cookies" in connection with our web site. A
"cookie" is an online device used to track traffic patterns
and usage and to provide you with more customized service by identifying
you as a user, which may prevent you from having to enter information
repeatedly. Cookies are often used online and do not harm your computer,
nor do they identify you by name or address unless you have provided
the information or set up your computer to do so. You have the option
of programming your computer to prevent a cookie from being accepted.
The types of information we may disclose
- We may disclose all of the nonpublic personal information that we
collect about you as a consumer, customer, or former customer to third
parties as permitted by law.
- We may also disclose the nonpublic personal information we collect
about you to third parties that perform services on our behalf or in
connection with the products and services we sell or to other financial
institutions with whom we have joint marketing agreements, such as third
parties who: manufacture, supply, or administer the goods and services,
including insurance products, warranties and extended service contracts;
provide vehicle maintenance and repair; advertise or market the products
and services; make service and customer satisfaction inquiries on our
behalf; or provide other related marketing services, We are permitted
by law to disclose information about you to third parties that perform
such services and/or to other financial institutions with whom we have
joint marketing agreements. We are not required to give you the opportunity
to opt out of such disclosures. How we protect the nonpublic personal
information we collect about you We take our responsibility to protect
your nonpublic personal information very seriously. Whenever we collect
information about you, we restrict access to your nonpublic personal
information to our employees and those third parties who need the information
to respond to your inquiries, to provide better customer service, and
to provide products, services and other information you request. We
explain the importance of protecting your nonpublic personal information
to our employees and take appropriate measures to enforce employee responsibilities
regarding our Privacy Policy. We also maintain physical, electronic
and procedural safeguards to protect the confidentiality and security
of the information we collect. We require any third party who receives
information about you from us to agree to keep that information confidential
and to use the information only as permitted by law.
|
